Sunday, December 29, 2019

The War On Drugs And America s Drug Problem - 1878 Words

Samuel Spitz D Block 5/19/2016 The War on Drugs Based on the success and failures of the drug policies of the past, what is the best strategy for the United States to implement to help America’s drug problem? Throughout time, United States drug policy has shifted dramatically. From all drugs being legal to Prohibition and the War on Drugs, the US has had conflicting ideas about what is best for society and American citizens when it comes to drugs. The current War on Drugs has resulted in countless arrests and years served in prison, and has disproportionately hurt minority communities, only to result in largely unchanged use and death rates for illicit substances. Marijuana, Heroin, and Cocaine have all become cheaper and more pure†¦show more content†¦In the 19th and early 20th centuries, drug use was not seen as a problem in America. Opiates were used in health elixirs to treat all manners of diseases and ailments. As a result, many house wives became addicted to opiates, as did Civil War soldier s, which was referred to as â€Å"Soldiers’ Disease.† Society did not punish these addicts or believe that they were destroying society. That changed however in 1914 with the Harrison Narcotics Act which essentially made all drugs, with the exception of alcohol and marijuana, illegal to sell or consume without a license. The criminalization of alcohol followed suit with the 18th Amendment and Prohibition. A little more than 20 years after the Harrison Narcotics Act was passed, the 1937 Marihuana Tax Act was passed, effectively making Marijuana illegal for growth, sale, and consumption. This path to a harsher treatment of drugs in America was not wholly successful, as Prohibition did not stop individuals from consuming alcohol and instead helped foster the creation of crime gangs which were overly violent and highly profitable. Although Prohibition was reversed in 1933 with the 21st Amendment, laws against other drugs remained, putting many individuals behind bars witho ut preventing the import, sale, or use of drugs. These problems were exacerbated with the War on Drugs in the Nixon and Reagan Era. The hardline policy of the War on

Saturday, December 21, 2019

Double Consciousness and the Stranger Essay - 1565 Words

Throughout history, Georg Simmel and W.E.B. Du Bois have had a significant influence on important theories and ideas developed in the Social Sciences. Perhaps two of the most relevant and well-known concepts developed by both of these theorists are the concepts of â€Å"double consciousness† and â€Å"the stranger†. In this paper I will be analyzing both of these pieces of work to draw upon differences and similarities between the two. The similarities I will be elaborating on are the usage of the paradoxical figure, which both Simmel and Du Bois discuss in their theories, and the coexisting feeling of division from mainstream society. The difference between the two theories that I will be exploring is the perception that mainstream society has of†¦show more content†¦He is fixed within a certain spatial circle- or within a group whose boundaries are analogous to spatial boundaries- but his position within it is fundamentally affected by the fact that he does not belong in it initially and that he brings qualities into it that are not, and cannot be, indigenous to it† (Simmel, 143). Simmel defines the stranger as one that is both close and far; that is physically close, but socially distant. He disassociates his concept from the understanding of the stranger as one who comes and goes. Rather, the stranger he speaks of in this case is one who comes and stays, but has not been socialized under the same conditions as mainstream society. Despite this, the stranger is not a person who is withdrawn from society and is unaware of social norms. Rather, someone is inorganically appended to the society, but still an organic member of the group (ibid, 149). The stranger is seen as and valuable member of society because it is, in no way connected to any one individual. The stranger holds a certain objectivity, and can be confessed to without the threat of judgment on the confessor (ibid, 145). Simmel believes that the role of stranger is hist orically related to certain forms of economic interaction, particularly trade. Because the role of the stranger is never theShow MoreRelatedSimmels versus Du Boiss Theories in the Social Sciences1254 Words   |  6 PagesDu Bois have had a substantial influence on imperative theories and concepts developed in the area of social sciences. Two of the most significant and distinguished concepts fostered by both of these theorists are the concepts of â€Å"double consciousness† and â€Å"the stranger†. In this essay, I will be analyzing each of these works to draw upon differences and similarities concerning the two. The resemblances I will be expanding on are the usage of the paradoxical figure, which both theorists discussRead MoreDifferences Between Du Bois And Marx1365 Words   |  6 Pagesto the work of Georg Simmel. Simmel coined The Stranger theory in his 1908 essay of the same name. The Stranger is defined as â€Å"an individual who is a member of a system bu t who is not strongly attached to the system† (Rogers,1999). According to the theory, a person may be close to others in proximity yet does not conform completely to the system and maintains their own customs and norms. As a result, a division arises in society between â€Å"the stranger† and other of different social groups who viewRead MoreGeorge Simmel s The Stranger 992 Words   |  4 Pages George Simmel’s, ‘The Stranger’ and W.E.B. Du Bois’, ‘Souls of Black Folk’ pose very parallel arguments in understanding the role of a ‘stranger’ in society. In Simmel’s work, he examines the trajectory of the stranger through an abstract lens. He establishes a conceptual framework for the ‘stranger’ within society while Du Bois presents a more tangible illustration through the experiences of African Americans in the United States. Although each approach is discrete from the other, the theoriesRead MoreD u Bois’s Concepts of the Color Line, the Veil, and Double Consciousness1280 Words   |  6 Pagesracism was one of the biggest concerns.   He believed that â€Å"the problem of the twentieth century is the problem of the color line (pg 347). Du Bois introduced us to the concept of life, or in other words â€Å"the veil†, which eventually led to â€Å"double consciousness†, which he explained as seeing yourself through others’ eyes.      Du Bois concept of the â€Å"color line† is very fascinating to me, because it talks about the collective/rational, collective/nonrational, and individual/nonrational realms, inRead MoreAnalysis Of The Poem Gloria Anzaldua Essay1362 Words   |  6 Pageswill provide clear evidence that the author is actively engaging her readers to experience the otherness of the colonized. I will do this by pinpointing the use of the Spanish language embedded within the lines of each stanza, the display of double consciousness with subtle uses of imagery, and the overall sense of empowerment. As an English speaker, I notice Anzaldà ºa strategically using several lines of the Spanish language that forces me and her readers not privy to the language to cross referenceRead MoreIdentity in Zora Neale Hurston’s How It Feels to Be Colored Me1408 Words   |  6 Pagesinterpreted as a reverse response of W. E. B. DuBois’ concept of â€Å"double consciousness† that h e describes in â€Å"The Souls of Black Folk.† Hurston shows that not all African Americans experience a sense of double consciousness and that some are instilled with the self confidence required to embrace one’s â€Å"blackness.† First, it may be helpful to define consciousness before attempting to explain the notion of double consciousness. Consciousness is defined as the state of being mentally aware of something:Read MoreEmile Durkheim s Sociology And The Implications Of Sociology1733 Words   |  7 Pagesconceptualization of â€Å"social facts† in order to understand the development of the African American race in the 20th century, as described by Du Bois. The social facts in relation to race at the time were: (1) Du Bois’s concept of African American double-consciousness and duality in the form of the problem of the â€Å"color line†; (2) The internalization of anti-black sentiment by the Negroes (3) Du Bois’s concept of the V eil and the separation of the white race from the black; and (4) Du Bois’s concept of theRead MoreAnalysis Of The Movie Paris Is Burning 1244 Words   |  5 Pagesthemselves of a different gender, and being constantly put down and told that they’re not something that they feel like they really are. This is what the term â€Å"double consciousness† by W.E.B Dubois means, how people throughout history born in the United States into a non-white family with every right as any other American, feels like a complete stranger oppressed by others because they don’t get the same equality and treatment as others would, resulting in them viewing themselves the way others see themRead MoreEssay on William E.B. Dubois1164 Words   |  5 PagesBlack Folk, published in 1903, he developed the idea of double consciousness, a concept which has haunted the African American since the sixteenth century. ...the Negro is a sort of seventh son, born with a veil, and gifted with a second-sight in this American world,- a world which yields him no true self consciousness, but only lets him see himself through the revelation of the other world. It is a peculiar sensation, this double-consciousness, this sense of always looking at ones self throughRead MoreThe Streets Of The Crowd1066 Words   |  5 Pagesdominated by a vast variation of crowds, where some of these crowds bring out Georges Bataille’s definition of animality in the humanity that is engaged in the crowds. There are a multitude of types of crowds, from open crowds to invisible crowds to double crowds. As stated by Elias Canetti, the dominating two kinds of crowds in our world are the open and the closed crowd. An open crowd is defined by its ability to continuously grow. Once the growth of the crowd comes to a stop, the open crowd disintegrates

Friday, December 13, 2019

Microinsurance Free Essays

Research question In the developing countries, people are destitute which can be attributed to the political and economic conditions in addition to the situations in the financial and social sector that inhibit the opportunities available for the development.( Islam and Memun,2005,2006).   Micro credit concept with different mechanisms and practices developed by the microfinance institutions helps to reduce the poverty. We will write a custom essay sample on Microinsurance or any similar topic only for you Order Now The impact of the risks on poor people is such that it inhibits the economic and human welfare to a greater extent. Personal, social, and natural risks that involve high expenditures increase the poverty. Services offered by the formal mechanisms provide more benefits at a lower cost than the services when compared to the services of the informal mechanisms, even though the risk factor reduces the effectiveness of the micro credit. Institution and the borrower are connected by a mechanism which is risk protection or insurance. Many of the micro financial institutions focus on the lender’s part of risk and ignore the risk from the borrower’s side. Improvements in this area will protect the risk of the borrower and alleviate poverty. (Mamun.M.Z). Aim of the study The aim of the present study is to investigate the relationship between micro insurance mechanism and sustainable poverty alleviation among the women of Kiberia of the country Kenya. The study also aims to find out whether there is any relationship between the vulnerability and risk management, and the capabilities of the micro financial institutions to manage the risk effectively. Objectives of the study: Overview of the micro insurance Analysis of the micro insurance practices in Kenya Analysis of the provisions of the different models of micro insurance. Analyze the   performance of the micro financial institutions as providers of micro insurance Investigate the socio-economic and psycho-social aspects of the risk To study the cultural and sociological values and attitudes. Research hypothesis of the study The present study focuses on the link between the micro insurance and poverty alleviation, in addition to focusing on such issues as the policies and regulations of the government of Kenya for insurance in general and micro insurance in particular. Hypothesis-1 Micro insurance and its role in the alleviation of poverty: Insurance designed for the people of low-income group and businesses that is characterized by low premiums and low coverage limits. As with the insurance, micro insurance also functions on the concept of risk pooling but by linking many smaller units to larger structures.   The concept of micro insurance enhances the functions of insurance as well as supports the structures for the improved governance. Similar to the general insurance, micro insurance covers a wide variety of risks that include health risk and the property risk. (Alexander S. Preker et.al, 2002). Thus the micro insurance protects the people of the low income group against certain risks for the payment of regular premiums. In addition to its coverage of expenses against health risks, it can also cover to certain hazards of the business. The main challenge associated with the micro insurance is it has to provide a comprehensive protection that is ideal that could be affordable at low premiums. A mixture of mechanisms will help poor people to manage the risks. The new products and services of micro insurance will definitely help poor people to recover the setbacks. Demand assessment in a right way will help to develop an effective design of the products and services of the micro insurance. Micro insurance is the key for the alleviation of poverty. Hypothesis-2 Filling the gap to provide the coverage for the excluded: Some reports on the market opportunities for the sustainable micro insurance products in Kenya, it was found that only a few mechanisms help to cover the losses. To recover the losses people borrow, rather than drawing the hard earned money from their savings. In the formal insurance mechanisms, the claiming process is burdensome for the people who are illiterate and linkage of the formal insurance to the credit increases the cost of premium. The micro insurance mechanisms are popular in that the terms associated with them are understandable, premium payment systems that are flexible, trust and timely pay outs. Poor people use a mixture of the tools to manage the risks as none of the existing strategies have the ability to provide 100% coverage. Micro insurance can play an important and potential role in filling these gaps. To make the mechanism sustainable and effective, there is a need for the providers of the micro insurance to understand the underlying challenges in the mechanism. It is important to Understand the range and effective of the risk, learning the advantages and disadvantages of these mechanisms in social obligations. Hypothesis-3 Transformation of the micro finance institutions to micro insurance- a new way to fight poverty: microfinance is the humanitarian activity for the welfare of the poor people, a small amount of unsecured loans, provided for the people for the income generation. The efficiency of the micro loan mechanism encouraged to bring this endeavor to a large scale. In many countries legislations were enacted to formalize the activities of this sector. However there are some draw backs associated with the micro finance institutions. (MFI). Lack of knowledge in designing the product is the draw back with MFI’s as these institutions have never attempted the risk calculation and designing matters related to insurance. There are no proper policies of the government that help in giving a scope for reinsurance and work commercially in a full fledged way. There is no specific method available with MFI that can handle the risks effectively, and the MFI’s do not adjust the premiums on par with inflation. The MFI’s perform tasks like sale of products, collection of the premium and pooling the risk. MFI’s are sustainable in their growth due to their good relations with the clients and they are high performers in terms of cash collection and sales of the product, consequently their product designing and risk pooling is very poor. MFI’s are innovators and practitioners and they have a rich experience and professionalism with poor. They have a better knowledge of adopting the strategies and policies to the target group. It has been shown that MFI does can respond the needs of clients for insurance. These institutions have recognized the fact that insurance has the role protecting the client as well as the institution. The MFI’s have an additional source of income that can improve sustainability. Hypothesis-4 Changing the policies of the insurance with the intervention of the government is a key to success: It is important to establish the concept of micro insurance as a market product and the MFI’s as providers of service. There are several avenues in this sector that require the intervention of the government. The government has to design its policies in such a way that it can assist the commercial insures and MFI’s in an agent partner model and design the schemes based on the strengths of the clients. The generic service business market, with the support of the vertical commodity based business service market by enabling an environment set by government regulations and policies that are relevant to the specific markets offered by the government is a key to the success. Hypothesis-5 Poverty in Kenya reflects challenges and complexities in dealing with the alleviation of poverty and making them sustainable: The women comprise around 50% in Kenya and comprise a vulnerable group that faces unique constraints. Most of the women combine domestic activities with the income generating activities and the lack of time dictates their choice of the enterprise. Most of the women that are involved in the small enterprises lack the investment capital. The other constraints include their illiteracy, lengthy beaurocratic procedures to acquire the license, lack of adequate housing, and the limited resources coupled with heavy family responsibilities. Remedial measures by the government and the institutions will not only increase the participation of women in the small micro enterprises but also improves the quality of the life of the household and the economy of the country as a hole. The intervention of the MFI’s with micro insurance designs will help to improve the poor women as well as the institution. Methodology My research studies comprises of quantitative and qualitative studies. Quantitative studies: Data collection is done mostly through direct observation and interviews. Most of my sources for the secondary analysis include books, articles, newspapers and internet. I choose the sources that are mostly of objective nature. I search for some models and methods to adopt them for my research to find out whether there is any correlation between the micro insurance and poverty alleviation. Qualitative study: Data collected from the interviews will enable me to do my qualitative studies in a realistic manner. I will interview the women from the low income group, personnel from banks government offices, financial institutions, insurance companies that are involved in the insurance related matters. These interviews will help me to gain a knowledge on the needs of the women of low income group, and their view on the operations of the institution of the micro insurance. Time to be spent on my research studies The first nine months will be spent to develop the proposal, methodology and literature review. During this time I will allocate my time also to attend the courses relevant to the subject and research methods as per the recommendations of the university. I will spend four to six weeks to obtain data from the interviews and statistical work. I will spend six months time in the slums of kibera for an intensive field work. Application With this proposal I feel I can apply for a research grant for my research studies. References Alexander S. Preker, Guy Carrin, David Dror, Melitta Jakab, William Hsiao, Dyna Arhin-Tenkorang (2002). â€Å"Effectiveness of community health financing in meeting the cost of illness†. Bulletin of the World Health Organisation 80 (2): 143–150. Geneva: WHO. Islam, Nazrul and Mamun, M. Z. (2006). Prospects of health Insurance Initiatives in Bangladesh: An Empirical Study, Proceedings of the Tenth Annual Conference of Asia-Pacific Risk and Insurance Association (APRIA), July 30- August 2, 2006, Meiji University, Tokyo, Japan. Islam, Nazrul and Mamun, M. Z. (2005). Factors for Not Buying Life Insurance Policies in a Developing Country: A Case of Bangladesh. Journal of Business Administration, Institute of Business Administration, University of Dhaka, Bangladesh, Vol. 31, No. 1 2, pp. 1-22, January April 2005. Ziaulhaq Mamun.M, Contribution of Micro-Insurance Augementing The poverty alleviation A Draft Paper Prepared for the 11th APRIA Conference at National Chengchi University, Taipei, Taiwan (July 25-28, 2007) How to cite Microinsurance, Essay examples